Dental Equipment Financing in Kenya: How KMA SACCO Members Can Own Their Equipment Sooner
In short: Transafrica Medical Supplies Limited and KMA Regulated Non-WDT SACCO Society Ltd (KMA SACCO) signed a Memorandum of Understanding in August 2026. Eligible KMA SACCO members can now buy dental equipment from Transafrica with a SACCO loan. The SACCO pays Transafrica directly, and members repay on SACCO credit terms.
For most dentists in Kenya, the hardest part of upgrading a practice is not choosing the right dental chair or imaging system. It is finding the upfront capital. This partnership was set up to remove that barrier for KMA SACCO members.
Key facts at a glance
| Partners | Transafrica Medical Supplies Limited and KMA Regulated Non-WDT SACCO Society Ltd |
| Agreement | Memorandum of Understanding, signed August 2026, valid for two years |
| Who qualifies | KMA SACCO members who meet the SACCO’s loan eligibility and credit policy |
| What can be financed | Dental equipment supplied by Transafrica |
| Who pays the supplier | KMA SACCO pays Transafrica directly |
| Repayment | Through KMA SACCO, on SACCO credit terms |
| Warranty | Manufacturer warranty or service support for at least the full loan period |
How does dental equipment financing through KMA SACCO work?

The process has five steps, from quotation to installation.
- Choose your equipment. Browse Transafrica’s dental equipment catalogue and request a quotation. We provide quotations, invoices and product specifications on request.
- Apply for a loan through KMA SACCO. See the SACCO’s loan products. The SACCO assesses your loan eligibility and creditworthiness as a member.
- Sign your sale agreement. It sets out the equipment, price, delivery terms and warranty. Taxes, delivery and installation charges are included in the invoice, so they can be part of the financed amount.
- KMA SACCO pays Transafrica directly. Once your loan is approved, the SACCO pays us based on your signed sale agreement and invoice. You do not need to arrange a separate loan or pay the supplier yourself.
- We deliver and support your equipment. Delivery follows the SACCO’s financing confirmation. You then repay the SACCO on its member credit terms while we provide after-sale technical support under warranty.
In short: pick the equipment, let your SACCO handle the financing, and focus on your patients.
What dental equipment can I finance?
You can finance equipment from Transafrica’s catalogue of more than 5,000 products from over 40 global brands. This includes:
- Dental chairs from Bondent and Ritter Dental
- Dental motors and handpieces from COXO
- Imaging equipment, compressors and suction units from Dürr Dental
- Autoclaves and sterilisation equipment from MELAG
- Dental instruments from Hu-Friedy, Ustomed and Stoma
- Digital dentistry and laboratory equipment, including 3D printers, from Phrozen, DGSHAPE and Renfert
Preferential pricing for KMA SACCO members
Transafrica has agreed to offer KMA SACCO members preferential and discounted pricing, negotiated with the SACCO. Pricing is transparent: the price a member is quoted matches the price officially shared with the SACCO for the same equipment, specifications and terms. Any price change needs at least 30 days’ written notice to the SACCO.
Warranty and after-sale support
Every item supplied under the agreement must be new, genuine, fit for its intended clinical purpose and compliant with Kenyan regulatory, safety and industry standards. Equipment financed through the SACCO carries a manufacturer’s warranty or service support for at least as long as the loan repayment period. If equipment develops a fault during that period, Transafrica repairs or replaces it at no extra cost to the member.
Why buy dental equipment from Transafrica Medical?
Transafrica Medical Supplies is a Kenyan-owned, authorized distributor of dental equipment and consumables, founded in 2016 and based in Nairobi. In 10 years we have built a portfolio of more than 5,000 products from over 40 global brands, including some of the world’s top manufacturers: Bondent Group, Ritter Dental, Dürr Dental, MELAG, Ustomed, Stoma, Phrozen, COXO, Hu-Friedy, MK-dent, DGSHAPE, Straumann Group, Renfert, Ultradent, Directa Dental and Parkell. Our team of more than 35 professionals includes factory-trained engineers who install, service and maintain what we sell, across East and Central Africa.
We don’t just supply equipment; we make sure it keeps performing, so you can focus on patient care.
Frequently asked questions
How can dentists in Kenya finance dental equipment?
Dentists who are KMA SACCO members can finance equipment from Transafrica Medical Supplies with a SACCO loan. The SACCO pays Transafrica directly and the member repays on SACCO credit terms. Dentists who are not members can still request quotations from Transafrica.
Can I use a SACCO loan to buy a dental chair?
Yes, if you are an eligible KMA SACCO member. Request a quotation for the dental chair from Transafrica, apply for the loan through KMA SACCO and sign a sale agreement. Once the loan is approved, the SACCO pays Transafrica directly.
Does KMA SACCO finance dental equipment?
Yes. Under its August 2026 agreement with Transafrica Medical Supplies, KMA SACCO can finance members’ purchases of dental equipment, subject to its credit policy.
Are delivery and installation included?
Yes. Taxes, delivery and installation charges are included in the invoice submitted to the SACCO for financing.
What happens if the equipment breaks down while I am repaying the loan?
Financed equipment carries a warranty or service support for at least the full repayment period. Transafrica repairs or replaces defective equipment during that period at no extra cost.
How long does the partnership run?
The MoU is valid for two years from signing in August 2026 and can be renewed by mutual agreement.
Get started
If you are a KMA SACCO member ready to set up or upgrade your dental practice, start with a quotation. Our team will share the catalogue, pricing under the SACCO partnership and the next steps. Read the partnership announcement, or see KMA SACCO loan products.
Transafrica Medical Supplies Limited
Greenlife Tower, Off Mombasa Road, Behind Panari Hotel, Nairobi, Kenya
P.O. Box 35426-00100 Nairobi
Email: orders@transafricamedical.co.ke · Phone: +254 706 505 693
Terms and conditions apply. Financing is subject to KMA SACCO membership and the SACCO’s credit policy.

